What happens to the debtor after the court decision on the loan

Thus, the court ruled that you have to pay the bank a certain amount of money. Is it possible to challenge the court's decision on a loan or avoid its implementation? Unfortunately, at this point, room for maneuver is already almost gone. Technically, you can appeal, but, in practice, it will not change anything and the decision of the "first" of the court will remain in force. The appeal is only useful if for some reason you want to legally buy time (so you can win up to two months). In addition, through the court, you can get a small installments - usually 3-4 months, not more.

Gain time should be used to collect the necessary sum or at least part of it. If you have no money, but there is a car, appliances or electronics, it is best to sell them independently. Otherwise, they will still be seized by bailiffs and sold - but much cheaper. After the court's decision on non-payment of a loan made, we do not recommend you to "rewrite" the apartment, machinery and other property to relatives and friends. Firstly, such transactions may be challenged, and secondly, you can be charged in the criminal - fraud.


If you can not pay the full amount even after the sale of the property, prepare for new challenges. Most likely, the bailiff service "will communicate" with your employer. As a result, a portion of your salary will be withheld and transferred to the account of your obligations. In addition to financial troubles this will inevitably create difficulties in relations with colleagues and management. In other words, if the court ruled against you, you will face serious problems, and correct the situation will no longer be. To avoid this, you need to seek professional help immediately, as soon as you hear about the court with the bank.